Storm-related damages are the “out” for insurance and warranty coverage. Apparently, our Kitchenaid warranty will not pay for repairs, so we’ve not only lost all our food but also responsible for covering the damage. I guess this is the reality stage of any tragedy. First, you’re just glad to be alive and thankful that the damages we’re more extensive. Then, the next stage hits where you’re fighting the insurance companies to honor their commitments. This only leads to anger and disappointment when ultimately you’re writing big checks to cover your losses, while your insurance rates go up.
The bottom line is that I’ll be paying for the refrigerator, roof tile work, inspection, and landscaping losses, plus a HOA assessment. There’s not enough to cover the deductible on my homeowners policy so it’s just more unexpected costs eating away at my retirement nest egg. Should I be angry or just be grateful that it wasn’t more?
This is why I’m not a nature lover – it can be cruel and dangerous. The same sky that produces those beautiful sunrises and sunsets can turn against you at any moment. It can grow dark and destructive without much warning. Hurricanes are the price we pay to live in Florida, while the Midwest had tornadoes, and the West Coast earthquakes. You simply can’t hide from Mean Mother Nature!
